Folks, I am mad as hell. I don't mean that in any figurative way either. I am!
We have both home and auto with Allstate. My oldest son has been on our auto policy since he started driving. When he graduated high school, and moved out, he started paying us each month so we could keep him on our policy. Or, he was supposed to anyway.
We finally had a little talk and he went and got his own insurance policy. SO, I called Allstate to have both him and his car removed.
They refuse to remove him, unless I sign a piece of paper saying he is uninsured if he drives any of my vehicles.
That's right, they refuse to remove him from MY POLICY, the one I pay for.
Even though he hasn't lived in my house in 2 years. Even though he has his own car. Even though he has his own insurance policy. Even though he hasn't driven one of my cars in over 2 years.
They refuse to take him off my policy.
The only way they will take him off is if I sign a letter that makes him unable to drive any of mine. So if he gets in an accident next week, and needs to borrow a car, I can't let him drive mine because it would not be insured.
But my next door neighbor, or his 16 year old son for that matter, can borrow my car whenever they want to and that's OK with Allstate.
AND that is the 'rule' in Texas. Did all you Texans know that?
I hope that this is spread far and wide. I hope Allstate gets calls.
but I won't hold my breath
As for me, we are looking for a new insurance company.